Request an Appointment Time

*(HIPAA Compliant)

 
 

I don't contract with insurance companies directly, however, I do provide documentation that can assist you in seeking reimbursement from your insurance company (See description at bottom of the page, and links to the forms can be found at Insurance forms — Dr. Chike). Payment is received at the time of service.

When you call the phone number on the back of your insurance card for mental health benefits, you do the following.

GENERAL: To utilize out-of-network benefits, take the following steps:

  1. Check your out-of-network benefits: These are typically in the Summary of Benefits that is included in a member information packet or on your insurance company website

  2. Call your insurance company to verify: The best way to be absolutely sure of your benefits is to call your insurance company member services line and ask:

    • What is my out-of-network deductible for outpatient mental health?

    • How much of my deductible has been met this year?

    • What is my out-of-network coinsurance for outpatient mental health?

    • Do I need a referral from an in-network provider to see someone out-of-network?

    • How do I submit claim forms for reimbursement?

  3. Ask me or the therapist for a superbill: When you’re looking for a therapist, ask if they’ll be willing to submit claims to your insurance company for reimbursement. Typically, they’ll provide a document called a superbill that you send directly to your insurance company at the end of each month which will detail how many sessions you’ve had and the total fee.

  4. Receive reimbursement! You’ll need to pay your therapist their entire session fee at the time of service, but depending on your specific plan, your insurance company will mail you a check to reimburse a portion of the cost.